'The two greatest visions of a future dystopia were George Orwell’s "1984" and Aldous Huxley’s "Brave New World." The debate, between those who watched our descent towards corporate totalitarianism, was who was right. Would we be, as Orwell wrote, dominated by a repressive surveillance and security state that used crude and violent forms of control? Or would we be, as Huxley envisioned, entranced by entertainment and spectacle, captivated by technology and seduced by profligate consumption to embrace our own oppression?
It turns out Orwell and Huxley were both right. Huxley saw the first stage of our enslavement. Orwell saw the second.'
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"Payday loans are advertised as an attractive short-term alternative, but that does not reflect reality. Spending them off in only two weeks is unaffordable for many borrowers, who become indebted long-term," Nick Bourke, Pew's specialist on small-dollar loans, said in a prepared statement.
The Neighborhood Financial Services Association of America, friends representing payday lenders, countered that the Pew report lacked context. "Short-term credit items are an important fiscal tool for individuals who want funds to pay for an unexpected cost or handle a shortcoming between paydays," the association mentioned in a statement. "In our current economy and limited credit market," the assertion continued, "it is critical that customers have the credit options they want to manage their financial problems." The typical fee charged by organization associates, the declaration said, is $10 to $15 per $100 lent.
http://uskbf.org/cash-advance-loans-procedures-for-all/, website
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